The Amerifi Advantage

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    Fast Approval

    Some applicants can be approved within 24 hours of submission.

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    Up to $20 Million

    Get the capital you need for projects large or small.

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    No Personal Collateral

    Most Amerifi funding requires no personal guarantees.

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    Works with poor credit

    We’ve approved funding for entrepreneurs with personal credit scores as low as 450.

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    Works for startups

    We work with revenue-generating startups that are 3+ months old.

  • CHECK YOUR OPTIONS

Building a business is hard. Funding it shouldn’t be.


Why do small businesses fail?

For most, the reason is simple: they just don’t have enough money.



There are any number of reasons why your business might face a cash crunch. But there’s no reason to let it drag your company down when you can apply for and obtain a business loan today. It’s easier than ever to fund your business growth, and the reason has little to do with the big banks.



Hundreds of billions of dollars are lent to millions of businesses in the United States and Canada each year. Traditional bank loans historically provided much of this financing. Unfortunately, banks don’t lend as often as they once did.






  • 27%

    of small businesses are
    approved for loans from
    big banks.



  • Less than 1/2

    of small business applicants receive loans from small banks or credit unions.









The few businesses that are approved for funding often wait for months to receive it. That’s after you’ve jumped through all sorts of time-consuming hoops, like writing a business plan, assembling detailed tax returns and accounting records for yourself and your business, and collecting all sorts of records that might date back years.




Most Small Business Administration or SBA loans take at least 90 days to fund. Some can take more than a year to process!






  • Most business owners simply can’t afford to wait three months for funding. You certainly can’t afford to wait that long to be rejected, like




  • Amerifi isn’t like the banks. We understand entrepreneurship because our leaders have built and operated businesses like yours for




  • We’re proud to support America’s entrepreneurs with fast small business loans that helps you when you need it.







Our team has provided more than $100 million in business financing and lines of credit to small businesses in North America since 2013. We’ve supported many businesses that couldn’t get approved for bank loans with the capital they need to survive, adapt, and thrive in a competitive marketplace. We also specialize in helping businesses with maxed-out credit lines add new lines of credit when their banks won’t provide further funding.



We’re sometimes called one of the “alternative lenders.” We are an alternative — to the slow application process, low approval rates, and tight restrictions you’ll get from the big banks.



You don’t have to lose opportunities and risk the future of your business. You’ve got business funding options with Amerifi.


Call us to get started 888-700-7512

Loans for

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    Construction

    Expand staff, pay suppliers, get equipment, promote your business.

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    Restaurants

    Add capacity, advertise your brand, secure supplies, hire staff.

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    Transportation

    Build a fleet, make repairs, pay drivers, stay compliant.

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    Retail

    Buy inventory, hire staff, run campaigns, add or expand locations.

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    HealthCare

    Upgrade facilities, recruit professionals, purchase equipment.

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    Manufacturing

    Expand production, purchase materials, upgrade supply chains, automate.

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    Services

    Promote yourself, hire staff, expand your office, upgrade equipment.

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    Others

    We serve many other industries. How can Amerifi help you?

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Choosing the best small business funding options

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.
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When you need to buy the inventory

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.
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When you need technology or equipment

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.
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When you need more (or better) space

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.
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When you’re hiring or training employees

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.
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When you’ve got big contracts or orders to fill

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.
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When you need to promote your business

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.
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When you’ve got overdue bills or tax liens to pay

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.
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When you want (or need) to build your business credit

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.
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When you want (or need) to build your business credit

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.
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When unexpected events change your business landscape

Business owners have many options when it comes to obtaining funding, but it’s important to consider the reasons why might be seeking this funding before simply applying to every available lender.

The best funding options for buying new equipment may not be as helpful when you need to buy more inventory or hire more staff. Different funding options are designed to address different business needs, and some online lenders will specialize in providing only a few of these options.

At Amerifi, we strive to address all sorts of business funding needs for all sorts of businesses, whether it’s with short-term loans, revolving credit lines, cash advances, long-term loans with monthly payments, or one of our other financing products.

What users are saying about us

Any company can facilitate loans, but it becomes a success, when the appropriate loans are timely issues, such that its customer’s business actually grows.

Businesses Funded1,099

Financing Secured$999,999,999

  • Choosing the right funding for you1

    If you’re looking for money now and are expecting a pretty quick return, for example, you’ll probably prefer a short term loan. But if you just need a quick way to build credit and want a safety net in case of emergencies, a line of credit may be your best option. You also don’t have to go through.

    READ MORE
  • Choosing the right funding for you2

    If you’re looking for money now and are expecting a pretty quick return, for example, you’ll probably prefer a short term loan. But if you just need a quick way to build credit and want a safety net in case of emergencies, a line of credit may be your best option. You also don’t have to go through.

    READ MORE